Loans

Loans

Auto

If you’ve been thinking about buying a new or pre-owned vehicle, Auto Body Credit Union is the place to come for competitive rates and flexible terms. We pride ourselves on providing quick loan processing with a friendly knowledgeable staff. Some of the benefits you’ll also find are convenient payment options, simple interest loans – with no penalty for early payoff, and low cost credit life and disability insurance.

What’s more, our financing is even easier than ever by offering it at many area dealerships. Take advantage of our indirect financing program and participating dealers can assist you in financing your auto loan right at the dealership. You’ll receive the same great rate as you would in the office. Simply tell them that you’re an ABCU member and leave the work up to them. It’s that easy…no extra trips and no wasted time.

Visit these participating dealers

NADA Guides

Click here for current rates | Click here for Auto Buying Resources

Recreational Vehicle

Whether you're looking to finance a new or pre-owned RV we have excellent rates and terms for all types of RV's. What's more, we offer financing right at the dealerships for boats, motorcycles, travel trailers, and snowmobiles.

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Revolving Line of Credit

Revolving credit offers you the benefits of open-end financing with 72 months repayment and access to a line of credit up to $15,000. Revolving credit allows you to borrow for nearly any purpose and is easy to obtain in person, by mail or by telephone.

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Real Estate

Home Equity

Whether you're adding a new roof, paying off old debts, taking a vacation or sending your child off to college, using the equity in your home may be the right choice for financing major purchases.

Auto Body Credit Union offers two home equity plans that may allow you to borrow up to 100% of your home's value. By using the available equity in your home, you can take advantage of a low rate that traditional loans do not offer, and your interest may be tax deductible.*

Our Home Equity Fixed Rate loan is a one-time advance that provides you with the comfort of a rate that remains the same throughout the term of your loan. Repayment terms vary from three to 20 years. The shorter your repayment term, the less interest you will pay. Our Home Equity Variable Rate product provides you with a continuous line of credit. Loan advances can be obtained fast and easily when needed rather than borrowing all at once.

*consult your tax advisor

Click here for current rates | Click here for House & Home Resources

Home Mortgage

We offer a full range of mortgage loans featuring the most popular mortgage products. Programs include: home purchase, refinance, new construction, reverse mortgages, MSHDA and rural development loans. Whichever program meets your needs, your loan servicing is never sold. Stop by or call us at (517) 321-6681 for current rates and information. You can also receive more information by visiting our Member First Mortgage site. Click here for more information.