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Checking
We offer ABCU members two checking account options. We are confident one will meet your needs - our regular, no-nonsense checking, or our interest-bearing Check "Plus" account.
Save money by opening a checking account at ABCU—eliminate excessive monthly fees assessed by other financial institutions. Save time by having payroll deduction or direct deposit of salary or pension benefits automatically credited to your account.
Safe and convenient, our no-nonsense checking features: no monthly statement charges, no per-check charges, no minimum balance requirement, debit card, and courtesy pay protection is available. If you are looking for an excellent no-frills checking account, this account is for you.
If you want an interest-bearing checking account, Check "Plus" is for you. Check "Plus" requires a low $500.00 minimum average daily balance to earn interest. There is a nominal $5.00 charge if the average daily balance for the month is less that $500.00. Interest is paid monthly using the Daily Balance Method. There are no per-check charges, debit card, and courtesy pay is available.
If you have a checking account with Auto Body Credit Union, you should be enjoying the added convenience of our Debit Card. It works just like a check for purchases at millions of locations worldwide—simply present your Debit Card at the point of sale, and the funds are withdrawn from your checking account. It's easy to use and eliminates the hassle of carrying your check book, or the worry of carrying large amounts of cash. It also serves as your ABCU ATM card at affiliated networks across the state and country, giving you 24-hour access to your funds. There are no fees for ATM transactions when using an ABCU owned machine.
Members in good standing at ABCU may benefit from the privilege of our Discretionary Courtesy Pay Program. Should you inadvertently overdraw your checking account; by check, in-person withdrawal, ATM withdrawal, or other electronic means, ABCU may cover the overdraft up to a specified limit. This privilege saves you the embarrassment and inconvenience of a returned check, as well as the fee normally charged to you by merchants for a returned check. You will still incur our standard NSF fee for each overdraft item. For complete details of our Discretionary Courtesy Pay Program and eligibility criteria, contact a member services representative at any one of our offices.
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